Business Auto Insurance

The Belcher Agency Provides Quality Business Auto Insurance

Virginia Business Auto Insurance | Belcher Insurance Agency 800-411-2421

Any business that requires the use of vehicles, whether it’s a single company car, an entire fleet of trucks or anything in between, needs business auto insurance.  Not just any agent or carrier will work. Don’t be fooled by agents or carriers saying that having the cheapest cost is the most important thing. You want the necessary insurance protection for the best possible price that fits the specific needs of your operation from an agent and agency you can trust. 

Belcher Insurance Agency provides exactly the expertise you need. We have over 200 years of combines coverage, specifically in this business! We cut our insurance teeth on things that roll. Belcher Insurance represents the top rated business auto insurance companies and will design a custom commercial auto insurance plan specifically to meet the needs of your company. We also can deliver the strategies, tools and resources that will help you manage your transportation and fleet industry risks, control workers’ compensation claim costs, advance safety and boost employee morale. As with all of our programs, we can typically deliver greater value when we bundle your coverage. That doesn’t necessarily mean all coverage with the same carrier, but if we handle all policies within our agency, we can offer the greatest value. Here are a few of the business auto insurance advantages you get from Belcher Insurance Agency:

Business Auto Insurance Safety Programs

As one of our clients, we can help you establish various safety programs. That might include a safety manual, drug testing or other important industry standard risk management techniques. Our transportation industry safety experience and employee safety resources can provide your place of business with useful injury prevention information and peace of mind.

Compliance and Record-Keeping
We have years of understanding and know-how in keeping all your state, federal and DOT filings in place on both Automobile and Cargo Insurance.  We are also trained to read and explain SAFER Dot reports and/or Experience Mod worksheets and claims circumstances with you should the need arise. You are responsible for complying with regulations from OSHA, DOT and more. Let us show you how to do so correctly.

Managing Risks
We have the risk management expertise to help you plan and control resources and activities in order to cost-effectively fulfill your objectives.

Belcher Insurance Agency can save you insurance cost on a variety of commercial vehicles such as:

  • Dump Tractors and 10 Wheelers
  • Coal and Logging Truck Operations
  • Medical Taxis and Transports
  • Cement Truck and Bulk Carriers
  • Long Haul and Intermediate Range Trucks
  • Private Passenger Autos, Pickups, and NO CDL Operations
  • Singles to Fleets
  • And More!

Virginia Business Auto Insurance | Belcher Insurance Agency 800-411-2421

Building a Safety Culture
Our employee safety materials help you promote a safety-minded workplace. We have flyers, posters, payroll stuffers on such topics as hazardous material handling, defensive driving, obeying traffic controls, etc…

DOT/FMCSA Compliance
We have reference materials, forms and checklists that will help you remain in compliance with DOT/FMCSA regulations.
Belcher Insurance Agency can save you insurance cost on a variety of commercial vehicles such as:

  • Tractors
  • Garbage Trucks
  • Cement Trucks
  • Pickup Trucks
  • Private Passenger Autos
  • Service Fleets
  • And More!

Protect Against Liabilities

We will provide a risks assessment, custom build a Business Auto Insurance program that meets your needs, and shop the companies to get the best value for you.   Give us a call, request an email quote, or visit us to get the best insurance protection and services for your business.

Premium Financing 

We offer premium financing on any account and for larger accounts we offer payroll reporting.

Virginia Business Auto Insurance | Belcher Insurance Agency 800-411-2421

Belcher Insurance Agency  is a full service Independent Insurance Agency that represents many top-rated companies.  We assess risks and shop companies to find the best coverage for the price.  Our clients get the best value for the insurance they need.

Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote.  Let us do the research and find the best value for the Business Auto Insurance you need.

Insurance for Different Business Types

On the right sidebar of this page, we have included links to a number of business insurance resources.  Click on any of the different business types to learn more about the insurance coverages for that type of business.   Please call one of our commercial insurance agents at Belcher Insurance Agency for any assistance.

At Belcher Insurance Agency “70 Years of Serving You 1st” means:

  • FREE NEEDS ANALYSIS.We take the time to understand every client’s needs and work hard to provide the best possible insurance solution for the best value.
  • EXTRA-ORDINARY SERVICE.We take pride in exceeding the expectations of our clients by providing superior communication, quality service, and delivering the ultimate, exceptional experience.
  • WE GIVE OUR CLIENTS OUR CELL PHONE NUMBER! Access to your agent at your fingertip.
  • EXCEPTIONAL RESPONSIVENESS.   We respond as soon as possible to client inquiries–most of the time within minutes.
  • TECHNOLOGY. We partner with companies that are innovative and remain on the cutting-edge of technology, so our clients may have the convenience of accessing their policy information at anytime, anywhere, any place.
  • FINANCIAL WELLNESS. We educate and work collaboratively with clients to bring order to their financial life and to achieve their dreams and goals, as they navigate through the different fiscal stages, such as eliminating debt, asset protection, and retirement planning.
  • WE CARE. We go beyond insurance and provide clients with an experience that they will appreciate and services that will help clients improve their cash flow and build personal wealth.
  • PARTNERSHIP. Our referral partners will assist our clients with all their real estate needs, such as, buying, refinancing, and investing.

Belcher Insurance Agency is a full-service insurance agency providing Commercial Insurance and Personal Insurance services to residents of Virginia, West Virginia, Kentucky, Tennessee, Maryland, and North and South Carolina including the Southwest Virginia communities of  Haysi, Clintwood, Norton, Pennington Gap, Wise , Abingdon, Richlands, Grundy, Lebanon, Castlewood, Saint Paul, Pennington Gap, Jonesville, Duffield, Gate City, Weber City, Bluefield and Tazewell. Call, request a quote by email, or visit us at one of our offices today for a free, no obligation risk assessment and quote. Let us do the research and find the best value for the Virginia Business Insurance you need.

Virginia Commercial Insurance for Different Business Types

On the right sidebar of this page, we have include links to a number of Virginia business insurance resources.  Click on any of the different business types to learn more about the Virginia commercial insurance coverages for that type of business.   Please call one of our Virginia commercial insurance agents at Belcher Insurance Agency for any assistance.

Our Commercial Insurance Experts

Our Commercial Insurance Agents are: Jim Couch, Stacy Hicks, Karen O’quinn, Matt Owens, Candice Sykes and Deanna Nickels. Visit our About Us page to learn more about our team. 

Kerry Belcher

About 

Kerry G. Belcher Sr was born in Richlands, Virginia in 1964. Graduated from Haysi High in 1982 and with the AS degree in Electronics Engineering in 1984. He began his insurance career that May and was licensed and manager of the Clintwood branch of Hugh Belcher Insurance by February of 1985. In 1989, he returned to Haysi to manage the office. In 2005, Kerry bought his Dad and Mom’s remaining stock and became the sole owner of the Haysi Agency, half owner of the Norton Agency and opened an agency in Pennington Gap with Don and Lowell Williams. Married in 2007, He and wife Rita have 8 children between them and a son and daughter-in-law. His hobbies include family activities, playing music, writing songs and studying the Bible.

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